![]() ![]() Source: Consumer Expenditures, as of 2013 These are examples of a descriptive budget:Īverage annual expenditures and characteristics of all consumer units and percent changes, 2008-2013 ↑ The Department of Labor conducts surveys to determine how US consumers spend their income.Remember to plan for income and expenses that do not occur on a monthly basis.Monthly income and expenses worksheet My income Otherwise, you should replan your budget and reconsider whether or not you are ready to invest. If your income is more than your expenses, you are spending less than you earn and are on the right path to live below your means. Now, compare your Total income (left column) against Total expenses (right column). This number represents the amount of expenses you spend in a month. ![]() You will notice in the example below that “savings” is listed as an expense.Ĭalculate your total expenses by adding the numbers in the right column. Set aside money from each paycheck and put it towards your savings. What are some ways that you could control the costs of these expenses?Īlso, make sure to pay yourself first. This will help you to control your spending in this category. When thinking about flexible expenses, think about what you need and what you want. The next group is flexible expenses, which are expenses that you can control. You will pay a fixed amount for these expenses each month. Fixed expenses are items you have little or no control over. Next, list your monthly expenses in the right-hand column.īegin by listing your fixed expenses. This number represents the amount of income you receive in a month. ![]() You also might want to make adjustments for income you receive on a yearly or quarterly basis, such as tax refunds or bonus checks.Ĭalculate your total income by adding the numbers in the left column. For example, if your receive unemployment benefits, keep in mind when you will stop receiving these benefits. As you record your income, be sure to consider whether income sources are continuous or whether they might stop in the near future. As you can see from the example below, there are spaces on your worksheet for other incomes sources that might fit your personal situation. ![]() The example below illustrates the process. Choose a format that you are comfortable with. If you do not save enough, no amount of financial trickery will give you the returns you need for a comfortable retirement.īudget worksheets are available from many sources. Reduce expenses and unneeded debt so you can consistently set aside a portion of earnings for decades. If you have this type of debt, pay off those balances first. Avoid excess debt, such as credit cards and home equity loans. The Bogleheads approach to developing a workable financial plan is to have a sensible household budget - one that covers needed spending, discretionary pleasures, savings for big ticket items, and savings for long term retirement planning. There is no substitute for spending less than you earn. Perhaps the most important idea underlying the Bogleheads approach to investing is recognizing you need to save a significant portion of income every month to have enough money for a comfortable retirement. ![]()
0 Comments
![]() Netflix: It is a powerful example of using market penetration pricing to edge out a major competitor.If you do, they might lower theirs again-and the cycle continues. If your competitor lowers their price, you might want to do the same. A fierce competitor might cut their prices to get more market share. If you want to be known as a premium brand, launching products at a low price can make consumers think you're cheap. A penetration strategy can hurt your brand image. Short-term profits are sacrificed for long-term benefits, such as a strong market position. Penetration strategies require resources for production, distribution, and marketing strategy. When you sell more items, you order more supplies, which you can get bulk discounts on from suppliers. By selling products at a low price, you prevent competitors from entering the market, since they can't afford to sell at that price. The low price gets them in, and if your product is good, they'll keep buying even if the price goes up. You can build a loyal customer base through penetration. The more market share you own, the more of a market leader you become. If your product is high-quality and launched efficiently, you'll attract customers away from your competitors. The method is effective for entering new markets with little difference between products, like kitchen appliances or internet service providers. The theory behind market penetration pricing is that a low initial price secures market acceptance and forms customer habits. You can raise the price as demand increases. In the short term, profit margins are lower, but heavy sales volumes compensate for the small margins. With penetration pricing, new products are sold at low prices to build a customer base. The goal is to aggressively get customers in the door with low prices and gain market share. Penetration Pricing StrategyĪs we've mentioned before, the penetration pricing strategy involves offering a new product or service at a low initial price to gain customers' attention. Many high-profile startups have used this strategy to disrupt industries and become today’s market leaders. ![]() By entering the market with a low price, businesses aim to attract customers quickly-then gradually raise their price. A penetration pricing strategy is built on this concept. New businesses rely on clear and powerful differentiators to stand out from the competition. For many consumers, nothing makes their buying decision easier than price. 4 min read Photo by Markus Spiske / Unsplash. ![]() ![]() ![]() Virtual instrument users can now experience the joy of the hardware synth workflow and hardware synth users can fully expand their capabilities into the vast sonic world of Omnisphere! List of Supported Hardware Simply put, this ground-breaking feature makes using Omnisphere feel just like using a hardware synth! By bridging the physical experience gap between software and hardware, users gain intuitive control of Omnisphere by using the familiar layout of their supported hardware synth. ![]() This remarkable innovation transforms over 65 well-known hardware synthesizers into extensive hands-on controllers that unlock Omnisphere’s newly expanded synthesis capabilities. Hardware Synth Integration Omnisphere is the only software synth in the world to offer a Hardware Synth Integration feature. This award-winning software brings many different types of synthesis together into one amazing-sounding instrument that will spark a lifetime of exploration. Top Artists all over the world rely on Omnisphere as an essential source of sonic inspiration. ![]() MORiA | January, 25 | AudioZ Exclusive | 348 MB Omnisphere 2.8 - Endless Possibilities Omnisphere® is the flagship synthesizer of Spectrasonics - an instrument of extraordinary power and versatility. ![]() ![]() ![]() Area of a triangle = 1/2 × base × height. If we know the sides of a triangle along with its height, we can use the basic formula for the area of a triangle. What is the Area of Triangle with 3 Sides and Height? For example, if an equilateral triangle has a side of 6 units, its area will be calculated as follows. The area of an equilateral triangle can be calculated using the formula, Area = a 2(√3/4), where 'a' is the side of the triangle. If a triangle has 3 equal sides, it is called an equilateral triangle. 's' be calculated as follows: semi perimeter = (a + b + c)/2 What is the Area of Triangle with 3 Sides Equal Sides? The area of a triangle with 3 sides can be calculated with the help of the Heron's formula according to which, the area of a triangle is √, where a, b, and c, are the three different sides and 's' is the semi perimeter of the triangle. \( \begin\)įAQs on Area of Triangle with 3 Sides What is the Area of a Triangle With 3 Sides? Using one of the Trigonometric identities, Using law of cosines, cos A = (b 2 + c 2 - a 2) / 2bc. The proof of the formula for the area of triangle with 3 sides can be derived in the following way.Ĭonsider the triangle shown above with sides a, b, c, and the opposite angles to the sides as angle A, angle B, angle C. How to Find Area of Triangle with Three Sides? Proof of Area of Triangle with 3 Sides Formula This formula was derived by a Greek mathematician known as the Heron of Alexandria. However, if the altitude of a triangle is not known, and we need to find the area of triangle with 3 different sides, the Heron's formula is used. The basic formula that is used to find the area of a triangle is ½ × Base × Height where "Base" is the side of the triangle on which the altitude is formed, and "Height" is the length of the altitude drawn to the "Base" from its opposite vertex. The area of a triangle can be calculated with the help of various formulas. Using this, the area of a triangle (A) with 3 sides a, b, and c is calculated using the formula A = √, where 's' is the semi-perimeter of the triangle given by s = (a + b + c)/2. Our calculator provides answers almost instantly, making it much faster to solve multiple problems.In order to find the area of triangle with 3 sides, we use the Heron's Formula. Regardless of the type of triangle (scalene, isosceles, acute, or obtuse), our calculator will help you. Our calculator uses advanced algorithms to guarantee accuracy every time, giving you confidence in the results.īuilt with user preferences in mind, our platform makes it easy to solve triangles, even for people new to geometry. They provide insight into the properties of triangles and provide fundamental knowledge for more complex geometric concepts and real-world applications. Understanding and applying these facts, theorems, and laws is critical to anyone who studies geometry. Exterior Angle: An exterior angle of a triangle is equal to the sum of the two opposite interior angles.Īrea Calculation: The area $$$A $$$ of a triangle with the side $$$b $$$ and the height $$$h $$$ dropped to this side can be found using the following formula: $$A=\frac $$.Angle Sum: The sum of the interior angles of any triangle is always 180 degrees.What Are Some Key Facts, Theorems, and Laws Related to Triangles? Triangles are fundamental shapes in geometry and have various properties and theorems associated with them. Right-Angled Triangle: One of the angles is exactly 90 degrees, making it a right angle.Obtuse Triangle: One of the angles is greater than 90 degrees.Acute Triangle: All three angles are less than 90 degrees.Scalene Triangle: All sides have different lengths and all angles have different measures. ![]()
![]() ![]() Leader (grasps new situations, makes bold decisions, expects respect from followers) Trickster (ambitious, uses trickery for self-advancement) Matriarch (head of domestic household, considerate, nurturing, notices details) Patriarch (family head, position unchallenged, decision-maker) Supply 1 or more examples from literature or history What characteristics come to mind for these typical folk-story characters?Ģ. In groups of 2-4 people work on 4-6 archetypes (provide list)ġ. (feel free to adapt by only looking at two or three of these after naming them all or by having a vote of the five favorite to investigate) It is a way of maximizing the power of the story. Thinking of Biblical characters as archetypes does not mitigate their worth or lessen their godliness. Seen as a magician, Moses is every bit as riveting as wizards Gandalf, Merlin or Dumbledore. Elisha purifies poisoned soup, restores life and heals the sick. Elijah the wildman can whirl up rain and outrun the king’s chariot, be fed by ravens and hear God in the eye of a storm. Arnold sees Elijah as a man of the wilds in tune with nature. If we get hung up on David’s atrocities and attitudes to women, particularly his wives, we fail to see the majesty of this great king. In so doing is added a powerful dimension of defined attributes, qualities that we can readily relate to and learn from. Jesuit priest Patrick Arnold, in his book Wildmen Warriors and Kings advocates liberating the Scriptures by thinking of Biblical characters as story archetypes. ![]() There was nothing half hearted about Elijah’s faith. In this he is a magnificent, manly role model. For the one true God Elijah was willing to stand up and be counted. He is a man who protects widows and children but Elijah’s greatness lies in his faith, his utter faith in the God of Israel. In his fear he is receptive to the spiritual and hears the voice of God not in weather violence but in a still small voice of calm. To add insult to injury Baal was, among other things, the great god of weather and after his priests were slain there was the gratifying sound of ‘rushing rain.’ What a victory!Įlijah’s archetype is the Wildman Prophet, staunch in the face of danger yet a man who knows fear. Elijah the Hebrew prophet thoroughly humiliates the heathen priests. However, the prime task of the Hebrew Scriptures editors’ was to present Elijah as a hero with absolute faith in God, done wonderfully well in the graphic telling of how he defeated the Priests of Baal – a story full of drama and humour. Those into mythological symbols, point out the importance of fire and water in his story, and stress the mythic power of these opposites both basic to life yet able to kill. To read Elijah as folklore presents a typical hero versus villain, combat and return tale, or as a quest story, rain taken and recovered. Then we see a softer side as Elijah continues his God directed journey – he shares a meal with a poverty stricken widow who thinks it will be her last but Elijah blesses her flour jar and her oil jar and they never empty (shades of the magic porridge pot of European legend) and later Elijah revives the widows son. As Elijah hides from the wicked queen he is fed miraculously by ravens. But the power he believes in, does not desert him. Elijah becomes this larger than life character who dares confront royalty, then he becomes afraid. He embarks on a journey that involves standing up for what he believes is right. Rosalie Sugrue from Aotearoa / New Zealand sends a days’s retreat for looking at Elijah and for considering archetypes as a new way of entering Bible studies.Įlijah – Hebrew Bible lectionary hero for the month of June, 2016Įlijah is the archetype folk hero who begins as a nobody from the fringes of the Bible lands. ![]() ![]() ![]() If you see a pop-up called Register?, select Yes.If you see a pop-up called INI file is read-only, select Remember my choice from the drop-down at the bottom then click Clear the read-only flag.MO2 will launch and prompt you with Category Setup, select Do Nothing.This will not effect download/game performance, and the downloads can be deleted after the mods have been installed. If you have MO2 installed on an SSD or a HDD with little space, you can check the Show advanced options box and change the Downloads file path to a different drive with more space. Select the store where you bought the game.You will be prompted with a pop-up called Creating an instance, in which you should just select Next.Run ModOrganizer.exe inside the Mod Organizer 2 folder you extracted before.It's discouraged to store MO2 on Desktop or Documents if you use OneDrive or similar cloud providers, due to potential issues and degraded performance. Extract the archive anywhere outside of the default Windows folders (like Program Files x86) and outside of the game's Root folder.Įxample install path: C:\Modding\MO2\Viva New Vegas.If you used the installer, this action is not needed as it handles it automatically. This operation is required because Windows can block MO2 files from loading. In the properties window, tick the Unblock checkbox under Security section.Once the download has finished, right click the file and open its Properties.Mod Organizer 2 In this step, we will install and configure Mod Organizer 2. ![]() ![]() Predictors were historically called independent variables in science textbooks. There are two different kinds of variables in regression: The one which helps predict (predictors), and the one you’re trying to predict (response). What is the difference between the variables in regression? Of course, how good that prediction actually depends on everything from the accuracy of the data you’re putting in the model to how hard the question is in the first place.Ĭompare this to other methods like correlation, which can tell you the strength of the relationship between the variables, but is not helpful in estimating point estimates of the actual values for the response. We call the output of the model a point estimate because it is a point on the continuum of possibilities. This model equation gives a line of best fit, which can be used to produce estimates of a response variable based on any value of the predictors ( within reason). The most noticeable aspect of a regression model is the equation it produces. ( Not that any model will be perfect for this!) Furthermore:įitting a model to your data can tell you how one variable increases or decreases as the value of another variable changes.įor example, if we have a dataset of houses that includes both their size and selling price, a regression model can help quantify the relationship between the two. There are all sorts of applications, but the point is this: If we have a dataset of observations that links those variables together for each item in the dataset, we can regress the response on the predictors. Predicting drug inhibition concentration at various dosages (nonlinear regression).Predicting political affiliation based on a person’s income level and years of education (logistic regression or some other classifier).Predicting survival rates or time-to-failure based on explanatory variables (survival analysis).Predicting the progression of a disease such as diabetes using predictors such as age, cholesterol, etc.Usually the researcher has a response variable they are interested in predicting, and an idea of one or more predictor variables that could help in making an educated guess. There are plenty of different kinds of regression models, including the most commonly used linear regression, but they all have the basics in common. In its simplest form, regression is a type of model that uses one or more variables to estimate the actual values of another. It’s intended to be a refresher resource for scientists and researchers, as well as to help new students gain better intuition about this useful modeling tool. ![]() This guide will help you run and understand the intuition behind linear regression models. Then after we understand the purpose, we’ll focus on the linear part, including why it’s so popular and how to calculate regression lines-of-best-fit! (Or, if you already understand regression, you can skip straight down to the linear part). ![]() With that in mind, we’ll start with an overview of regression models as a whole. What most people don’t realize is that linear regression is a specific type of regression. Welcome! When most people think of statistical models, their first thought is linear regression models. ![]() ![]() Setup instructions for the PC Café model (incl. Setup instructions for the VR arcade model #SAKURA CLICKER PATCH STEAM PC# Overview What is Early Access?Steam Early Access enables you to sell your game on Steam while it is still being developed, and provide context to customers that a product should be considered "unfinished." Early Access is a place for games that are in a playable alpha or beta state, are worth the current value of the playable build, and that you plan to continue to develop for release. ![]() Releasing a game in Early Access helps set context for prospective customers and provides them with information about your plans and goals before a "final" release. What Early Access Is Not Early Access is not a way to crowdfund development of your product. You should not use Early Access solely to fund development. If you are counting on selling a specific number of units to complete your game, then you need to think carefully about what it would mean for you or your team if you don't sell that many units. #SAKURA CLICKER PATCH STEAM SOFTWARE#Īre you willing to continue developing the game without any sales? Are you willing to seek other forms of investment?Įarly Access is not meant to be a form of pre-purchase, but a tool to get your game in front of Steam users and gather feedback while finishing your game.Įarly Access titles must deliver a playable game or usable software to the customer at the time of purchase, while pre-purchase games are delivered at a future date. Is Early Access Right For Me?Early Access is a tool to develop your game with the community by giving them access to your title before it is officially released. You should think hard about whether it is a fit for your game. Sakura clicker patch steam Game of thrones s03e01 subtitiles Razer ram booster Fusionfall ace Sinhala cartoon net. Panelists are: Justin Bailey (Double Fine), Bob Berry (Uber Entertainment), Jamie Cheng (Klei Entertainment), Mark Morris (Introversion) We recommend looking at other games in Early Access on Steam, checking out the Developer Forums, and also reading some of the below case studies to learn more about developer experiences with Early Access:ĭuring Steam Dev Days, in January 2014, four developers shared what they have learned from being on Early Access how it affected their development, their sales, and when does Early Access make sense. ![]() We work very hard to make sure that customers understand what they are buying when they get an Early Access title on Steam, and this expectation continues wherever Steam keys are distributed.Game or Patch Questions? Visit FileForums You must include Steam Early Access branding and information about the current state of your game on any third-party sites where you are distributing Steam keys for your Early Access game. ![]() Always make a backup of the files that are overwritten by the File Archive, as the original files are usually required to update the game to a newer version or to play Online!.Some No-CD/Fixed EXE files work fine in Single Player mode but are detected to be modified when trying to play online. ![]() ![]() Noticing patterns of letters in words will help you quickly and efficiently solve jumble word puzzles. It will help you easily identify the word lost within the scramble of letters. Once you identify whatever prefixes and/or suffixes are in your jumble, it will be simple from you to solve the puzzle from there. Some of the most common prefixes are:Īnd some of the most common suffixes are: It’s incredibly helpful when solving a word jumble to first identify all the prefixes and suffixes. Whether or not the jumble word game your playing provides any images or clues, here are some tips to be an excellent puzzle solver. Or maybe you could use this to cheat (sometimes) and win :-) In handy when you're stuck for long, use it as a learning tool or to solve disputes among your friends. So, if you frequently play daily jumble (or similar word puzzle), this little site might come (think of it like a single word anagram). You enter the jumbled/scrambled words and it tells you the possible words or answers, that can be made from those letters Solving word jumble games will sharpen your ability to unscramble words quickly and sufficiently. You get a rack of 7 random letters and you have to unscramble the letters to find the best word for your turn. In those games, you’re theoretically always solving a word jumble puzzle. These types of puzzles will help you develop your skills and get better at games like Words with Friends and Scrabble. With a word jumble puzzle, you start with a random scramble of letters and you have to find the word within the jumble. ![]() The difference between an anagram and a word jumble is that with an anagram you start with an existing word and you jumble the letters to create new ones. Anagrams are all the words that can be created with the letters of one word or phrase. Jumble games involve the skill of solving anagrams. ![]() Other times, all you have are the jumbled letters. Sometimes, clues are provided to help you figure out the puzzle. Jumble Solver helps you solve such puzzles faster by using some clue such as scrambled letters or so.Ī Jumble or Scramble Word Game is a game where a mixed up set of letters are provided and you have to unscramble the letters to find the word. Jumble is a word puzzle which is played by scrambling the letters to make an anagram, based on some clue. ![]() ![]() ![]() The seeds fall out, embed themselves in the ground, and they grow new plants. As they roll along their seed pods break open when they come to a place with sufficient moisture. The tumbling is how these plants reproduce. But the tumbling is not merely incidental to it's existence. But what's that got to do with repeating dialogue?Ī tumbleweed is the aboveground part of a plant that dies and breaks off from it's underground roots and is pushed away by the wind. Even as he talks about his life with Maude, it's clear he's never had a career or goals or any real direction - he's just going wherever life takes him. This is obvious throughout the film as he's carried from one objective to another mystery to a new character. Elliot says of The Dude, "He's the man for his time and place. The movie opens with a shot of a tumbleweed blowing in the wind as the song Tumbling Tumbleweeds by Sons of the Pioneers is playing in the background while Sam Elliot narrates The Dude's introduction. The thing I kept coming back to while trying to make sense of it is the opening scene of the movie where it all finally clicked. There are too many examples of repeating dialogue in the movie to list, but they all feel very deliberate. He's also clearly hung up on his ex-wife Cynthia, for whom he converted to Judaism and still babysits her dog while she's away on vacation with her current boyfriend. He always shrugs off any external insistence that he should calm down. He routinely insists that his participation in the Vietnam War puts him above reproach, often referencing his "buddies who died face down in the muck," and he tells one of his bowling tournament opponent as well as the teen car thief Larry Sellers that they're "entering a world of pain" while threatening extreme violence in retaliation for minor transgressions. The Dude's best friend Walter also does this many times in the movie, but instead of repeating what others say he just repeats himself, and usually in ways that are hilariously inappropriate for the situation. The Dude refers to the Big Lebowski's wife as a trophy, qualifying the statement with the phrase "in the parlance of our times," a phrase said to him moments before by Maude Lebowski, the Big Lebowski's estranged eccentric radical feminist daughter. And tomorrow we'll come back and we'll cut off your Johnson." A little later, when Walter tracks down a kid named Larry Sellers who steals The Dude's car, they visit him at his home to find out what he did with the briefcase that was inside the car and The Dude threatens, "We're gonna cut your dick off, Larry." This aggression will not stand, man."īunny Lebowski's fake kidnappers, who are actually washed up German techno pop artists, break into The Dude's apartment and tell him, "We believe in nothing, Lebowski. ![]() A few minutes later in the movie, when The Dude meets the Big Lebowski, with whom he shares his namesake, he is denied compensation for a rug that was pissed on by someone who got their identities mixed up, and he repeats President Bush's statement: "I do mind. ![]() As The Dude is writing a check for a carton of milk, there's a TV in the supermarket on which George Bush utters the phrase: "This will not stand, this will not stand, this aggression against Kuwait." He is of course referencing the Iraq conflict that was happening in the Persian Gulf during his time as US president. The first instance is right at the beginning. There are several lines of dialogue that are repeated just moments after they're first spoken and it happens so many times in the movie in such a specific way that I know it's a deliberate writing choice, and I spent some time trying to figure out why the Cohen brothers did it. There's a thing that happens throughout this movie that I didn't notice until my second or third viewing (out of dozens) that I think is really interesting. If you haven't seen the movie, I suggest you go watch it immediately because it's great. The Big Lebowski, written and directed by Joel and Ethan Cohen, starring Jeff Bridges, John Goodman, and Julianne Moore, is basically a detective story wherein a case of mistaken identity leads to the unraveling of a mystery within a mystery involving pissed on and stolen rugs, a missing woman, gangster pornographers, and embezzled charity funds. ![]() |
AuthorWrite something about yourself. No need to be fancy, just an overview. ArchivesCategories |